Personally I have always shied away from buying gifts on the fixed days that are designated for such gestures. I have always felt that spontaneous presents work more magic as they are unexpected surprises and can be bought when a good opportunity arises. Somehow I have never been able to shake the feeling that a gift is devalued when there is a set date involved. I start questioning myself and wondering if I am being generous or merely conforming to expectations. Continue reading The Perfect Mother’s Day Gift
Christmas is a costly time of year, especially for those with children. There are presents to buy and people to feed and many families struggle to finance Christmas without accumulating debts which they are still paying off long after the festive season has passed. Christmas Clubs offer the chance to save throughout the year meaning that there should be no financial hangover but are they the best way to spread the cost of Christmas? Continue reading Are Christmas Clubs a Good Idea?